New Autos 2009 and 2010 Models
|
Term
|
A * APR
|
B *APR
|
C *APR
|
D *APR
|
E *APR
|
| 60 Months (with 10% down) |
4.75%
|
5.25%
|
6.25%
|
7.75%
|
9.25%
|
|
60 Months (without 10% down)
72 Months over 25,000 with 10% down)
|
5.00%
5.25%
|
5.50%
5.75%
|
6.50%
6.75%
|
8.00%
8.25%
|
9.50%
9.75%
|
|
72 Months (without 10% down)
|
5.50%
|
6.00%
|
7.00%
|
8.50%
|
10.00%
|
|
84 Months over $35,000.00 with 10% down
|
5.75% 6.25% 7.25% 8.75% 10.25%
|
|
84 Months over $35,000.00 without 10% down 6.00% 6.50% 7.50% 9.00% 10.50%
Rates Subject to Change without Notice
*Annual Percentage Rate All Loans are closed end
Calculators
|
Used Autos
|
Term
|
A * APR
|
B *APR
|
C *APR
|
D *APR
|
E *APR
|
| 60 Months |
5.25%
|
5.75%
|
6.75%
|
8.25%
|
9.75%
|
|
72 Months (Amounts over 25,000)
|
5.75%
|
6.25%
|
7.25%
|
8.75%
|
10.25%
|
|
84 Months (Amounts over 35,000)
|
6.25%
|
6.75%
|
7.75%
|
9.25%
|
10.75%
|
| |
|
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
*Annual Percentage Rate
Calculators
|
New / Used Motorcycles (Model Yr. 2003 or Newer
|
Term
|
A * APR
|
B *APR
|
C *APR
|
D *APR
|
E *APR
|
|
60 Months
|
7.25%
|
8.25%
|
10.25%
|
12.25%
|
13.25%
|
| |
|
|
|
|
|
|
*Annual Percentage Rate
Calculators
|
New Recreational Vehicles
Used Motorcycles (Model Yr. 2002 or Older)
|
Term
|
A * APR
|
B *APR
|
C *APR
|
D *APR
|
E *APR
|
| 60 Months |
8.25%
|
9.25%
|
11.25%
|
13.25%
|
14.25%
|
| |
|
|
|
|
|
|
*Annual Percentage Rate
Calculators
|
|
Term
|
A * APR
|
B *APR
|
C *APR
|
D *APR
|
E *APR
|
| 60 Months |
8.25%
|
9.25%
|
12.25%
|
13.25%
|
14.25%
|
|
72 Months (Amounts over 25,000)
|
9.50%
|
10.50%
|
13.50%
|
14.50%
|
15.50%
|
|
84 Months (Amounts over 35,000)
|
9.75%
|
10.75%
|
13.75%
|
14.75%
|
15.75%
|
|
120 Months (Amounts over $50,000)
|
10.00%
|
11.00%
|
14.00%
|
15.00%
|
16.00%
|
|
180 Months (Amounts over $75,000)
|
10.25%
|
11.25%
|
14.25%
|
15.25%
|
16.25%
|
| *Annual Percentage Rate |
All Loans are closed end
|
|
Calculators
|
Used Recreational Vehicles
|
Term
|
A * APR
|
B *APR
|
C *APR
|
D *APR
|
E *APR
|
|
60 Months
|
9.50%
|
10.50%
|
13.50%
|
14.50%
|
15.50%
|
|
72 Months (Amounts over 25,000)
|
10.75%
|
11.75%
|
14.75%
|
15.75%
|
16.75%
|
|
84 Months (Amounts over $35,000)
|
11.00%
|
12.00%
|
15.00%
|
16.00%
|
17.00%
|
|
120 Months (Amounts over $50,000)
|
11.25%
|
12.25%
|
15.25%
|
16.25%
|
17.25%
|
| *Annual Percentage Rate |
All Loans are closed end
|
|
Calculators
|
Unsecured Signature Loan
|
Term
|
A * APR
|
B *APR
|
C *APR
|
D *APR
|
E *APR
|
| 36 Months |
10.00%
|
11.00%
|
12.50%
|
14.00%
|
15.00%
|
|
48 Months
|
10.50%
|
11.50%
|
13.00%
|
14.50%
|
15.50%
|
| *Annual Percentage Rate |
All Loans are closed end
|
|
Calculators
|
Second Deed of Trust 80% of Appraisal less and liens up to $100,000.00 85% of Appraisal less any liens up to $50,000.00 (2nd position)
|
Term
|
A * APR
|
B *APR
|
C *APR
|
D *APR
|
E *APR
|
| 80% of Appraisal Less any Liens up to $100,000.00 up to 180 Months (Amounts over $25,000) |
7.00%
|
8.00%
|
10.00%
|
11.25%
|
12.25%
|
|
85% of Appraisal Less any Liens up to $50,000 up to 180 Months (Amounts over $25,000.00)
|
7.50%
|
8.50%
|
10.50%
|
11.75%
|
13.75%
|
|
90% of Appraisal Less any Liens up to $50,000 up to 180 Months (Amounts over $25,000)
|
8.25%
|
9.25%
|
11.25%
|
12.50%
|
13.75%
|
| *Annual Percentage Rate |
All Loans are closed end
|
|
Calculators
|
Home Equity Lines of Credit
|
Term
|
A * APR
|
B *APR
|
C *APR
|
D *APR
|
E *APR
|
| 80% of Appraisal Less any Liens up to $100,000.00 Wall Street Journal Prime |
Plus 0%
|
Plus 1%
|
Plus 2%
|
Plus 3%
|
Plus 4%
|
|
85% of Appraisal Less any Liens up to $50,000.00 Wall Street Journal Prime
|
Plus .5%
|
Plus 1.5%
|
Plus 2.5%
|
Plus 3.5%
|
Plus 4.5%
|
|
10 Year Draw, then a 5 year repayment period.
|
Rates may adjust each Quarter
|
Floor is Prime Ceiling is 18%
|
|
| *Annual Percentage Rate |
|
|
Calculators
|
Share Secured Loans - Based on Savings
|
Term
|
Rate
|
|
Upto 120 Months
|
3.00% above the highest share dividend
|
|
Calculators
|
We are offering Credit Cards at 9.50% fixed with no Annual fee.
Come in anytime to put in your application!
Any questions feel free to give us a call (408) 736-5993.
*APR = Annual Percentage Rate |